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Planning For What Matters MostWe’re here to guide you through the financial side of fertility treatments.

Affordable Fertility Options in Birmingham, AL

Building a family is one of life’s most meaningful investments, and at ACRM, we believe cost shouldn’t stand in the way of that dream. We understand that fertility treatment can feel financially overwhelming at first, which is why we offer flexible financing options to make high-quality care more accessible.

With payment plans through trusted partners like Patient Fi, you can move forward, knowing that expert fertility services are within reach.

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Insurance Benefits & Coverage

Get clarity on what’s covered & how to advocate for your fertility care.

Understanding what your insurance covers can be one of the more confusing parts of fertility care. Every policy differs, and benefits can vary widely, even between patients with the same provider. At ACRM, we do our best to verify coverage for all new patients, but we strongly recommend contacting your insurance company directly to confirm what’s included in your specific plan.

Knowing what to ask can make all the difference. To help you navigate those conversations, here are a few steps and questions that may guide your call with your insurance carrier.

  • Ask if your policy includes fertility evaluation or treatment benefits.
  • Inquire about coverage for diagnostic testing for both partners.
  • Confirm that procedures like IVF, IUI, or cryopreservation are included.
  • Check if your plan requires pre-authorization or a referral.
  • Find out what your out-of-pocket costs might be, including copays or deductibles.
  • Ask if there are any restrictions based on age, diagnosis, or previous treatment history.

Flexible Financing with Patient Fi

Simple applications. Clear terms. No delays in starting your journey.

At ACRM, we know that fertility treatment is not just a financial decision—it’s a deeply personal one. That’s why we’ve partnered with Patient Fi, a trusted healthcare financing option that allows you to move forward with treatment while managing costs in a way that works for your budget. Patient Fi offers flexible payment plans for a wide range of fertility services, including IVF, cryopreservation, testing, ultrasounds, and more.

Applying is simple and can be done online in just a few minutes. If approved, you can begin using your Patient Fi account immediately for qualifying services at our clinic. Many patients find that it helps relieve some of the financial pressure that can come with treatment, so they can focus on growing their family.

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Financial Assistance Programs

We understand that the cost of fertility treatment can be a significant concern for many individuals and families. Our goal is to help patients better understand their financial options and connect with resources that may ease the financial burden of care.

While coverage and eligibility vary, there are several third-party programs that offer scholarships, grants, discount programs, and medication assistance for qualifying patients undergoing fertility treatment. Our team is happy to provide general information and help you explore available options so you can make informed decisions about your care.

Please note that these programs are administered independently, and eligibility requirements, application processes, and award amounts are determined by the respective organizations.

If you’d like help navigating financial resources or have questions about cost planning, our staff is available to support you.

Fertility Treatment Scholarships and Grants

The JFF offers fertility grants and discounts for patients within the JFF communities.  Click here for more information.

Resolve offers a number of grants and discount programs. Click here to view the list.

Medication Assistance Discount Programs

The ReUnite Assist program provides discounts off of specific fertility drugs for eligible patients. Click here for more information.

ReUnite Oncofertility offers discounted medications to oncology patients undergoing fertility preservation. This program will approve up to a 100% discount on the patient’s co—pay which will be based on clinical considerations and financial need. Click here for more information

Heart Tomorrow provides a discounted price for a select Ferring product for eligible cash-paying patients who are undergoing controlled ovarian stimulation (COS) for planned oocyte cryopreservation. Terms and conditions apply. Program Application

The Heart for Heroes Program is for medically separated from active-duty Department of Defense category 2 or 3 veterans§ with a service-related injury resulting in infertility and requiring assisted reproduction, or patients and/or spouses with no insurance coverage for IVF medications. Terms and conditions apply.

Heart Beat provides select fertility medications at no cost for eligible patients. Qualifying patients must be female, be a US citizen or permanent resident, have received a diagnosis of cancer, and have received no chemotherapy within the previous 12 months. Oncologists and reproductive endocrinologists are required to determine that fertility preservation treatment is medically appropriate. Terms and conditions apply. 

Hope Starts With a Conversation—Schedule Yours Today

Every fertility journey is unique, and so is the path to paying for it. Financial stress shouldn’t be what stands between you and growing your family, and with ACRM, it doesn’t have to. We offer transparent pricing, flexible financing options, and support at every step. Whether you’re exploring IVF, fertility testing, or reproductive surgery, we’ll help you understand your options and what to expect.

If you’re ready to get started or have questions about coverage, costs, or available payment plans, our team is here to guide you. Reach out today to discover accessible fertility care!

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