Planning For What Matters MostWe’re here to guide you through the financial side of fertility treatments.

Affordable Fertility Options in Birmingham, AL

Building a family is one of life’s most meaningful investments, and at ACRM, we believe cost shouldn’t stand in the way of that dream. We understand that fertility treatment can feel financially overwhelming at first, which is why we offer flexible financing options to make high-quality care more accessible.

With payment plans through trusted partners like Care Credit, you can move forward, knowing that expert fertility services are within reach.

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Insurance Benefits & Coverage

Get clarity on what’s covered & how to advocate for your fertility care.

Understanding what your insurance covers can be one of the more confusing parts of fertility care. Every policy differs, and benefits can vary widely, even between patients with the same provider. At ACRM, we do our best to verify coverage for all new patients, but we strongly recommend contacting your insurance company directly to confirm what’s included in your specific plan.

Knowing what to ask can make all the difference. To help you navigate those conversations, here are a few steps and questions that may guide your call with your insurance carrier.

Ask if your policy includes fertility evaluation or treatment benefits.
Inquire about coverage for diagnostic testing for both partners.
Confirm that procedures like IVF, IUI, or cryopreservation are included.
Check if your plan requires pre-authorization or a referral.
Find out what your out-of-pocket costs might be, including copays or deductibles.
Ask if there are any restrictions based on age, diagnosis, or previous treatment history.

Flexible Financing with Care Credit

Simple applications. Clear terms. No delays in starting your journey.

At ACRM, we know that fertility treatment is not just a financial decision—it’s a deeply personal one. That’s why we’ve partnered with CareCredit, a trusted healthcare financing option that allows you to move forward with treatment while managing costs in a way that works for your budget. CareCredit offers flexible payment plans for a wide range of fertility services, including IVF, cryopreservation, testing, ultrasounds, and more.

Applying is simple and can be done online in just a few minutes. If approved, you can begin using your CareCredit account immediately for qualifying services at our clinic. Many patients find that it helps relieve some of the financial pressure that can come with treatment, so they can focus on growing their family.

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Hope Starts With a Conversation—Schedule Yours Today

Every fertility journey is unique, and so is the path to paying for it. Financial stress shouldn’t be what stands between you and growing your family, and with ACRM, it doesn’t have to. We offer transparent pricing, flexible financing options, and support at every step. Whether you’re exploring IVF, fertility testing, or reproductive surgery, we’ll help you understand your options and what to expect.

If you’re ready to get started or have questions about coverage, costs, or available payment plans, our team is here to guide you. Reach out today to discover accessible fertility care!